Four-gone conclusion (The Sun Chronicle)FOXBORO - For whatever reason, the length from the gold tees, the wicked and winding contours of the greens, morning dampness or afternoon breezes, Ryan Riley has never played a sub-par round of golf at the Foxborough Country Club.

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Credit card rates at 15 year-high (The West Australian)Consumers are paying the highest average interest rate on their credit cards in 15 years, an analysis shows. The average rate on a standard credit card is now 19.50 per cent, credit card comparison website www.click4credit.com.au says.

Goodbye credit cards? (News 24 South Africa)Credit cards may be a thing of the past after the launch of a new cellphone-based payment method.

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American-style credit ensnares consumers overseas (International Herald Tribune)In a cultural shift, credit cards have become commonplace in Turkey and other middle-income countries, but so has the curse of debt.

Most banks have cushion of capital (San Diego Union-Tribune)Is your bank safe? For the first time in years, that question is being asked by depositors as the decaying housing market continues to take its toll on financial institutions.

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Union: State has poor reasons for moving prisoners (Clinton Herald)SPRINGFIELD, Ill. The largest state-employee union is attacking the Blagojevich administrations plan to close the prison at Pontiac.

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VMware reports Consumers Credit Union implementation (Finextra)VMware (NYSE:VMW), the global leader in virtualization solutions from the desktop to the datacenter, today announced that Consumers Credit Union .

Cogent Road Adds New Debt Free Wizard to Funding Suite’s Intelligent Credit Report (Business Wire via Yahoo! Finance)SAN DIEGO—-Cogent Road, a provider of Internet-based applications for the mortgage industry, announced the launch of a new debt elimination planning tool within Funding Suites Intelligent Credit Report.

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Commissioner’s court to try out new credit card system (The Lufkin Daily News)From looking over the proposed budget for the upcoming fiscal year to reviewing departmental fuel usage and 2007 audits, it has been a summer full of financial strategy for the Angelina County Commissioner’s Court and Tuesday’s meeting was no exception.

Delay hampers Washington County phone directory recall; gift card offer extended (The Herald-Mail)HAGERSTOWN An effort to recall thousands of local phone directories with private listings has been delayed. As a result, residents who want to return a directory for a $5 gift card will have until Aug. 30, one month longer than first announced.

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Ford Motor Credit Reports Second Quarter 2008 Preliminary Results* (PR Newswire via Yahoo! Finance)Ford Motor Credit Company reported a net loss of $1,427 million in the second quarter of 2008, down $1,489 million from net income of $62 million a year earlier.

Ford posts $8.7B 2Q loss on asset write-downs (AP via Yahoo! Finance)Ford Motor Co. says it lost $8.7 billion in the second quarter largely because of a reduction in the value of assets. The company also announced that it will bring six European small car models to North America by the end of 2012 as it deals with a market shift from trucks to cars brought on by high gasoline prices.

Daniel Howes: Ford poised for big changes (Detroit News)You can bet Ford Motor Co. will deliver three things when it reports its second-quarter financials Thursday morning:

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